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Home Buying Process

 

 

How much can I afford?

You can use this calculator to get an idea of the price range you should consider. This is a fast and easy tool to use. You change play around with the numbers and see the effect on the affordability.

MortgageCalculator
Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
 
 

What do these things mean?

Here’s a quick breakdown of the variables above:

  • Monthly Gross Income The amount you make before taxes each month
  • Monthly Debt Expenses Monthly Debt and Obligations Should Include:
    1. Monthly Credit Card Payments
    2. Monthly Auto Payments
    3. Monthly Child Support
    4. Monthly Association Fees
    5. Other Monthly Obligations, but NOT utility bills.
  • Down Payment This is the amount (in dollars) you can come up with at the time of signing
  • Interest Rate This is the interest rate that you secure at the time of the deal. This changes all the time and will have a BIG impact on your affordability

And a note about the results:

  • You Could Afford The maximum purchase price that you can comfortably afford
  • Down payment This shows you what your down payment is as a percentage of the purchase price
  • Loan Amount This is the amount that you would have to borrow
  • Principal & Interest This is your monthly payment towards the principal amount of the loan and the interest
  • Taxes and Insurance This is an estimate of what your taxes and insurance would be per month
  • Total Payments This is your total monthly payment including principal, interest, taxes and insurance

Keep in mind that these calculators will give you some rough numbers. The numbers generated are pretty good, but keep in mind that they don’t factor in everything, so please only consider them a guide. Try to be as accurate as possible when estimating your costs.

If you want an completely accurate assessment, we’ll have to talk Call, text, email anytime!


 

 

 

Customer Service Bill Of Rights

 

As a Realtor at Exit Bennett Realty, I guarantee you will always receive the following Five Star Customer Service:

1. Appreciation. I understand that you have many choices when it comes to selecting a Real Estate Agent.  As your Realtor, I will constantly and consistently remind you how much I appreciate your business.  Your business is my business.

2. Sense of Urgency.  I will return all emails and voicemails as fast as humanly possible.  I strive to have all questions and requests responded to within 24 hours and in most instances, my response time will exceed your expectations.

3. Knowledgeable Single Point of Contact. As your single point of contact, I will always be knowledgeable of all pertinent details surrounding your real estate transactions.  My knowledge, professionalism and savvy negotiation skills will help me to help you in either the purchase, sale or rental of real estate.

4.  Adaptability. As an Exit Bennett Realty Agent, I promise to engage in active listening to clearly understand your needs and wants. Then, I will make any necessary adjustments to ensure that I not only meet your demands but anticipate any future demands.  As my client, I will work with and for you to ensure many successful real estate transactions.

5. Satisfaction Guaranteed. If you are unsatisfied with any aspect related to my services as your Real Estate Agent, I want to know as soon as possible so that I can address any deficiencies.  Constructive feedback is something that I welcome and will solicit.  My job is not done until my clients are fully satisfied with the completion of their real estate transactions.

Thank you again for considering me to be your trusted real estate agent. I always work as hard to earn your business as I do to retain your business.  Enjoy your visit!

Terence Coles
REALTOR®

Exit Bennett Realty
7701 Greenbelt Road #100
Greenbelt, MD 20770
Cell: (202) 422-4752
Bus: (301)-459-5040
Fax: (301)-459-5044
Email: tcoles@realproperty-4u.com
www.realproperty-4u.com

Customer Service Bill Of Rights

 

As a Realtor at Exit Bennett Realty, I guarantee you will always receive the following Five Star Customer Service:

1. Appreciation. I understand that you have many choices when it comes to selecting a Real Estate Agent.  As your Realtor, I will constantly and consistently remind you how much I appreciate your business.  Your business is my business.

2. Sense of Urgency.  I will return all emails and voicemails as fast as humanly possible.  I strive to have all questions and requests responded to within 24 hours and in most instances, my response time will exceed your expectations.

3. Knowledgeable Single Point of Contact. As your single point of contact, I will always be knowledgeable of all pertinent details surrounding your real estate transactions.  My knowledge, professionalism and savvy negotiation skills will help me to help you in either the purchase, sale or rental of real estate.

4.  Adaptability. As an Exit Bennett Realty Agent, I promise to engage in active listening to clearly understand your needs and wants. Then, I will make any necessary adjustments to ensure that I not only meet your demands but anticipate any future demands.  As my client, I will work with and for you to ensure many successful real estate transactions.

5. Satisfaction Guaranteed. If you are unsatisfied with any aspect related to my services as your Real Estate Agent, I want to know as soon as possible so that I can address any deficiencies.  Constructive feedback is something that I welcome and will solicit.  My job is not done until my clients are fully satisfied with the completion of their real estate transactions.

Thank you again for considering me to be your trusted real estate agent. I always work as hard to earn your business as I do to retain your business.  Enjoy your visit!